Workers Comp

Workers Comp

North Carolina Law Requires that if your business or corporation has 3 or more employees, then you must carry Workers’ Compensation Insurance.*

Be Protected

Workers Comp protects you, the employer, by providing money and medical benefits to an employee who has an injury as a result of an accident, injury or occupational disease on-the-job. An employee may be eligible to receive money and medical benefits in exchange for forfeiting the common law right to sue you, the employer. Your business can benefit  by receiving immunity from court actions against you, in exchange for accepting liability that is limited and determined.


The cost of insurance varies depending upon your market of coverage. There are rates for each specific type or classification of employment. These rates are applied on a percentage basis. The percentage is applied to per one hundred ($100.00) dollars of payroll.  As a corporate officer, sole proprietor or partner, you may choose to exempt yourself from coverage under your policy or elect to have yourself covered. In some situations, general contractors may make it a condition of employment for subcontractors to be covered.

Be Safe

Trying to run a company without the right insurance is risky and may leave you financially responsible for  work related accidents, injuries and disease. In addition there are stiff penalties for not being in conformity with state law. Employers not in compliance with the Act may be subject to monetary penalties  for each day of non-compliance until proper coverage is obtained.

Contact Us

Contact us today about workers comp insurance. Let us help you put the right insurance in place!

*several types of businesses do not follow these guidelines


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